Commercial Banking Portfolio Manager I

DescriptionThePortfolio Manager Iis responsible for proactive credit and risk administration of assigned portfolio accounts in our Commercial Banking Midcorp vertical.Primary responsibilities include:Underwriting credit opportunities to both new and existing clients, and ongoing portfolio management of sameIdeal candidate would have experience in the underwiring of transactions as a lead-left agentQuality analysis and risk identificationAbility to proactively recommend structures and implement action plansStrong technical capabilities to maintain accurate risk ratingsMaintenance of financial reporting and covenant compliance tracking databaseAbility to independently prepare and present new transactions for approval and existing portfolio transactions at periodic portfolio review meetingsVersed in legal documentation and ability to negotiate and close loansRegular client interaction to support and complement Relationship Manager both for new credit and ongoing servicing and problem resolutionThis is a senior position and as such individual must have demonstrated ability to manage complex credits and situations, willingness to support less experienced Portfolio Managers and Analysts, and partake in special projects as neededQualificationsRequired Skills/Experience:5+ years relevant Commercial Banking experience requiredExperience in the Banking industry preferred with specific experience working with Insurance Carriers & Insurance Service entitiesCompetency in financial analysis and credit structuringUnderstanding and applying credit policy, and credit monitoring and risk administration practicesExpected to have advanced level of credit experience, including legal documentation, and negotiating credit structures both internally and externallyExcellent verbal, communication, interpersonal and organizational skills requiredAbility to multi-task and function under pressureProficient in PC applications, including excel based projection modelingEducation, Certification, and/or Other Professional Credentials:Bachelor's Degree requiredHours & Work ScheduleHours per Week: 40Work Schedule: Monday - FridaySome job boards have started using jobseeker-reported data to estimate salary ranges for roles. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.Equal Employment OpportunityAt Citizens we value diversity, equity and inclusion, and treat everyone with respect and professionalism. Employment decisions are based solely on experience, performance, and ability. Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression (including transgender individuals who are transitioning, have transitioned, or are perceived to be transitioning to the gender with which they identify), genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws.Equal Employment and Opportunity EmployerCitizens is a brand name of Citizens Bank, N.A. and each of its respective affiliates. Background Check Any offer of employment is conditioned upon the candidate successfully passing a background check, which may include initial credit, motor vehicle record, public record, prior employment verification, and criminal background checks. Results of the background check are individually reviewed based upon legal requirements imposed by our regulators and with consideration of the nature and gravity of the background history and the job offered. Any offer of employment will include further information. Benefits We offer competitive pay, comprehensive medical, dental and vision coverage, retirement benefits, maternity/paternity leave, flexible work arrangements, education reimbursement, wellness programs and more. View Benefits Awards We've Received FORTUNE's World's Most Admired Companies Human Rights Campaign Corporate Equality Index 100 Award Military Friendly® Employer Age-Friendly Institute's Certified Age-Friendly Employer Bloomberg Gender Equality Index, Standout Dave Thomas Foundation's Best Adoption-Friendly Workplace DiversityIncTop Regional Company for Diversity Forbes America's Best Large Employers National Organization on Disability's Leading Disability Employer Equal Employment Opportunity At Citizens we value diversity, equity and inclusion, and treat everyone with respect and professionalism. Employment decisions are based solely on experience, performance, and ability. Citizens, its parent, subsidiaries, and related companies (Citizens) provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability, perceived disability or history or record of a disability, ethnicity, gender, gender identity or expression (including transgender individuals who are transitioning, have transitioned, or are perceived to be transitioning to the gender with which they identify), genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws. Equal Employment and Opportunity Employer Citizens is a brand name of Citizens Bank, N.A. and each of its respective affiliates. Citizens is committed to ensuring that all interested candidates can successfully participate in our recruitment process. If you are an individual with a disability or require a reasonable accommodation, please see our Job Seeker Help policy. -

Created: 2024-11-02