Credit Risk Production Specialist

At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at"”all from Day One. Job Description Are you a data-minded problem solver with a natural drive to understand the "why" in what you do? Can you boil down large datasets to identify trends and craft a story explaining them? Do you get excited by designing repeatable processes and implementing controls which ensure they run as planned? The Model Implementation and Production team is responsible for implementation and execution of credit models, analytics, and reporting; this team is a unit of U.S. Bank's Credit Risk Administration division and executes models to estimate credit losses for portfolios including C&I (commercial and industrial), CRE (commercial real estate), retail mortgages, home equity, installment, credit cards, and small business products. A successful Production Specialist will have prior experience working with analytic programming languages such as SAS, Python, or R. They will have a mind toward designing automated processes, and a knack for diagnosing issues when they occur. The Production Specialist will have a working knowledge of econometric models and a strong grasp of data manipulation, analytics, and reporting skills. They are responsible for execution of models and their corresponding controls and will work cross-functionally to diagnose and troubleshoot issues. Basic Qualifications - Bachelor's degree in a related field, or equivalent work experience- Five to seven years of statistical and/or data analytics experiencePreferred Skills/Experience Background in analytics, statistics, or predictive modeling Development experience in an analytic programming language such as SAS, Python, or R SQL query development Analytics & reporting Git version control Shell scripting NOTE: This role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days. Benefits: Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours): Healthcare (medical, dental, vision) Basic term and optional term life insurance Short-term and long-term disability Pregnancy disability and parental leave 401(k) and employer-funded retirement plan Paid vacation (from two to five weeks depending on salary grade and tenure) Up to 11 paid holiday opportunities Adoption assistance Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law EEO is the Law U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. E-Verify U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. #J-18808-Ljbffr

Created: 2025-03-05