Vice President, Credit Review

This range is provided by Vibe Talent. Your actual pay will be based on your skills and experience "” talk with your recruiter to learn more. Base pay range $145,000.00/yr - $175,000.00/yr Additional compensation types Annual Bonus Job Title: Vice President, Credit Review (Examiner-In-Charge) Location : This is a Hybrid Role that can be based out of New York City, Los Angeles, CA or Tampa, FL. About the Role: Vibe Talent is partnering with a leading financial institution to find an experienced Credit Examiner to join their team. In this role, you will conduct comprehensive assessments of enterprise-wide risk management practices, evaluate the quality of risk assets, and ensure the effectiveness of credit, trading, and concentration risk controls. If you thrive in a complex and dynamic environment, this position offers a rewarding opportunity to make a meaningful impact on an organization's risk management strategies. Key Responsibilities: Risk Monitoring and Evaluation: Monitor risk asset portfolios to identify deterioration or negative trends and ensure compliance with policies and regulations. Prepare Risk Profile & Monitoring Plans, highlighting key risk factors and resource allocation strategies. Credit Analysis and Process Evaluation: Analyze individual credits and relationships for quality, adherence to approval conditions, and risk grading accuracy. Evaluate the effectiveness of credit risk process controls, analyzing credit files, financial documents, and industry trends to identify portfolio risks. Data and Trend Analysis: Assess MIS data to identify adverse trends and evaluate leading and lagging performance indicators. Serve as Examiner-In-Charge (EIC) for complex portfolios, coordinating on-site activities and ensuring quality control of transactional reviews. Prepare and deliver concise examination reports to senior management, highlighting significant issues and providing actionable feedback. Technical Guidance and Reporting: Provide technical guidance to business units on credit policies and control procedures. Write detailed, clear reports for senior management, supporting risk management strategies and outcomes. Leadership and Mentorship: Offer leadership, training, and guidance to junior examiners, fostering team development and knowledge sharing. Qualifications: Experience: 15+ years of relevant experience in lending or examination, with expertise in commercial real estate and commercial lending. Industry Knowledge: Broad familiarity with sectors like Oil & Gas, Project Finance, Power & Utilities, Asset-Based Lending, Leasing, and Structured Finance across U.S., Canada, Latin America, and Asia. Skills: Strong understanding of credit processes, risk management techniques, corporate finance concepts, and portfolio trend analysis. Education: Bachelor's or Master's degree in Business or a related field. Communication: Exceptional leadership, oral, and written communication skills, including the ability to convey sensitive issues to senior management effectively. Seniority level Mid-Senior level Employment type Full-time Job function Finance and Accounting/Auditing Industries Financial Services, Banking, and Investment Banking #J-18808-Ljbffr

Created: 2025-02-01