Sr. Financial Analyst

FunctionAre you looking for an attractive opportunity to make an impact at a high growth company that has been growing at a double-digit rate? Then we have the right role for you at Citadel! We are seeking a Financial Analyst to join the Finance team. This role reports to our VP of FP&A and is based in our corporate headquarters in Exton, PA. This individual will be responsible for month-end financial reporting and analysis for Citadel including loan loss allowance calculation. This role will support all business lines for marketing investment analysis, new product evaluation etc. This is an exciting opportunity for someone intellectually curious, analytically oriented, and detail attentive. The role is for those comfortable analyzing large quantity of data, to drive actionable insights, that influences business decision-making.Duties and ResponsibilitiesPerform financial forecasting, reporting, and operational metrics trackingAnalyze financial data and create financial models for decision supportReport on financial performance and prepare for regular leadership reviewsAnalyze past results, perform variance analysis, identify trends, and make recommendations for improvementsSupport all business lines for marketing investment analysis, new product evaluation etc.Work closely with the accounting team to ensure accurate financial reportingEvaluate financial performance by comparing and analyzing actual results with plans and forecastsPerform risk score migration analyses on a semi-annual basis.Perform monthly product yield, delinquency, and cash flow analysis.Provide monthly dealer participation analysis.Manage Collections reporting including Daily Delinquency Reporting, Loan Modifications review, monthly collections reporting etc.Manage designated Risk Management reporting.Perform impairment analyses for Allowance Committee on a monthly basis.Prepares month-end financial analysis and reporting and updates financial dashboard, scorecards and monthly reporting deck.Assist with adhoc financial analysis and data requests.Qualifications and Education RequirementsWork ExperienceAt least five years of experience in financial analysis, business analysis, consulting, credit card, banking and other financial institutionsStrong level of financial and business acumen to be able to drive results for a breadth of initiatives.Superior proficiency with Excel.Firm grasp of financial theory and basic economicsHigh level of critical thinking to formulate business issues into analytical problems and devise actionable solutions.Robust communication, interpersonal, presentation, and organizational skills.Must have ability to interact and partner effectively at multiple levels of the organization.Ability to work independentlyEducationBachelor's degree in Finance, Business, quantitative field or related disciplineEducationRequiredBachelors or betterSkillsPreferredFinancial ModelingReportingForecastingFinancial Statements AnalysisEqual Opportunity Employer/Protected Veterans/Individuals with DisabilitiesThe contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractor's legal duty to furnish information. 41 CFR 60-1.35(c)

Created: 2025-02-07