Lending Specialist
kstate CREDIT UNION - Manhattan, KS
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*Lending Specialist**Who we are looking for:*We are looking for a Lending Specialist to join our ever-growing team. If you are someone who would describe themselves as a go-getter, team player, and problem solver, then this role is for you! Lending experience is preferred and excellent member service is a must. Reach out and apply today!*Who we are:*For 78 years, kstate CREDIT UNION has been committed to doing everything possible to provide members with superior products and services that meet real needs that provide lasting value.*Common bond...common sense...We connect our community to unmatched banking value, backed by passionate service - because what's good for our neighbors is good for all.**Work Environment:*kstate CREDIT UNION is a relaxed yet fast-paced environment that is truly focused on serving our members. Family atmosphere that works as a team with one common purpose. Hours of operations range from 7:45 a.m. - 6:15 p.m., Monday - Friday, and 8:45 a.m. - 12:15 p.m. on Saturdays.*What do team members say?*_"Working at the CU is like working with friends and family. High energy with lots of positive vibes. It's truly a joy to assist our members on a daily basis."_*Benefits:*· BCBS Group Health & Dental Insurance· Two 401K Retirement plans· Life & LTD insurance policy and Life & AD&D insurance policy· Cancer insurance· Supplemental insurance options· Product and service discounts· Continuing Education reimbursement· Vacation and Sick leave time· Holiday paid time (includes most Federal Holidays)*Overview of a Lending Specialist*This position is a financial sales position. This role provides information on financial products and services to current and prospective members.· Facilitate and complete the loan application process, including preparation of documents, analysis of data, and credit history, as well as collecting and reviewing required documentation for consumer loan products.· Provide excellent service to credit union members with their financial transactions by building relationships through the use of the Communication and Operating Standards to fulfill the mission and vision of the kstate CREDIT UNION.*A Day in the Life of a Lending Specialist*· Welcome members to the CU.· Provide excellent service to credit union members with their inquiries by building relationships through the use of phone and video correspondence.· Consistently bring a positive and sales-minded attitude to identify and assess members' financial needs with the goal of achieving member satisfaction and supporting members and team members.· Originates and structures consumer loan applications to mitigate risk and achieve the member's objectives.· Gathers information and documentation necessary for underwriting· Initiates new member relationships by providing deposit account consultations and opening new memberships and sub accounts.*Lending Specialist* *Team Member attributes and skills:*· Teamwork and the ability to communicate and listen· Highly effective communicator, both verbal and written· Ability to multi-task with strong time-management, organizational, and problem-solving skills· Ability to focus while managing multiple tasks· Significant levels of trust and diplomacy, in addition to normal courtesy and tact, required· Ability to build trust and rapport with others while fostering sound relationships· Strong work ethic with a sense of urgency and ability to meet deadlines· Self-motivated, enthusiastic, with a positive, can-do attitude· Willingness to serve members and teammates while continuing to learn*Lending Specialist* *Team Member qualifications:** One (1) - Five (5) years of similar or related experience* High school education or GED* Six months - Two (2) years of experience in credit unions or other financial institutions is preferred* Bilingual Spanish, strongly preferred* Excellent written and verbal communication skills including listening skills* Knowledgeable in Microsoft products (Word, Excel, and Outlook)* Must be good with details, i.e. numbers and names* Must have excellent member service skills.Compensation Range: $18-$22 per hourWho you work with and for is one of life's biggest choices. Are YOU ready to take the next step with kstate CREDIT UNION?#KSCU123Job Type: Full-timePay: $18.00 - $22.00 per hourBenefits:* 401(k)* 401(k) matching* Dental insurance* Health insurance* Life insurance* Paid time offPhysical Setting:* OfficeSchedule:* Monday to Friday* Weekends as neededExperience:* Related Lending: 1 year (Required)* Credit Union or other Financial Institution: 1 year (Preferred)* Microsoft Excel and Word: 1 year (Required)Ability to Relocate:* Manhattan, KS 66502: Relocate before starting work (Required)Work Location: In person
Created: 2024-11-12