Life Sciences Underwriter (Mid-Senior - Senior)

Zurich is currently hiring an experienced Life Sciences Underwriter to join the Middle Market team in NY. Middle Markets is a key business segment within Zurich North America and we are focused on attracting top customer advocates who possess a sales mindset, strong technical underwriting skills and solution focused problem solving abilities.   Zurich Middle Markets offers end to end solutions for our customers, inclusive of international programs. You will handle complex new and renewal Middle Markets business and serve as a Subject Matter Expert for Middle Markets Life Science.  As a member of Zurich's Underwriting Team, you will enjoy the opportunity to fully apply and hone your underwriting and marketing skills while building relationships with our Preferred Distribution Partners within your area and grow your long-term career. This is an exciting time to join Middle Markets at Zurich! This role will be filled at either the Mid-Senior or Senior Level.  The hiring manager will determine the appropriate level based upon the selected applicant's experience and skill set relative to the qualifications listed for this position.  Responsibilities include: Serving as a Life Science industry practice advocate with a focus on improving the customer experience by understanding their risk and offering the best end to end solution for their insurance needs.Using a disciplined approach to exposure evaluation, risk assessment and pricingUsing risk insights, data and models to drive informed decisions at point of saleAssisting in the refinement of underwriting guidelines for life science exposuresIdentifying gaps in customer's programs and aligning Zurich's products and value proposition to offer a solution that provides the contract certainty the customer needsDemonstrating strong analytical skills and executing as an innovative advisorUnderwriting, analyzing and generating new and renewal business for Life Science risksDemonstrating strong coverage analysis skills and understanding and ability to communicate life science defenses and exposure analysis for product liabilityMarket facing and production within the growing Middle Markets division Collaborating with multiple groups within Zurich to build knowledge and understanding of life science exposures, controls, market requirements, and opportunitiesAdministering and monitoring underwriting rules and guidelines, insurance laws and regulations and rating manual rulesDeveloping and maintaining agency and broker relationshipsWorking within broad limits and authorities on highly complex assignments Mid-Senior Middle Markets Underwriter Basic Qualifications: High School Diploma or Equivalent and 3 or more years of experience in the Underwriting or Market Facing area.Skills, Experience, Qualifications, If you have the right match for this opportunity, then make sure to apply today.OR High School Diploma or Equivalent and 6 or more years of experience in the Claims or Underwriting Support areaORZurich Certified Insurance Apprentice including an Associate Degree and 1 or more years of experience in the Underwriting or Market Facing areaORZurich Certified Insurance Apprentice including an Associate Degree and 4 or more years of experience in the Claims or Underwriting Support areaANDKnowledge of line/s of business and the legal and regulatory guidelinesKnowledge of time restraints for quotes on new and renewal businessExperience with Microsoft Office OR Senior Middle Markets Underwriter Basic Qualifications: Bachelor's DegreeKnowledge of Middle Markets Property and Casualty Life Science Underwriting5 or more years experience underwriting Life Science product liability on a primary basis Preferred Qualifications: Existing broker relationships in East Coast regionStrong negotiation skillsStrong verbal and written communication skillsStrong relationship building, active listening, needs analysis, and win-win negotiating skills.  Demonstrates presentation skills and a solutions and service orientationKnowledge of underwriting philosophy, techniques, national/local filing regulations and guidelines  Compensation for roles at Zurich varies depending on a wide array of factors including but not limited to the specific office location, role, skill set, and level of experience. As required by local law, Zurich provides in good faith a reasonable range of compensation for roles. For additional information about our Total Rewards, Click here. Other rewards may include short term incentive bonuses and merit increases. Candidates with salary expectations outside of the range are encouraged to apply, and will be considered based on experience, skill, and education. The salary provided is a nationwide market range and has not been adjusted for the applicable geographic differential associated with the location where the position may be filled. The combined salary range for this position is $90,000.00 - $165,000.00. The starting salary range for the Mid-Senior Middle Markets Underwriter is $90,000.00 - $135,000.00, with short-term incentive bonus eligibility set at 10%.  For the Senior Middle Markets Underwriter is $115,000.00 - $165,000.00, with short-term incentive bonus eligibility set at 15%. As an insurance company, Zurich is subject to 18 U.S. Code § 1033. A future with Zurich. What can go right when you apply at Zurich? Now is the time to move forward and make a difference. At Zurich, we want you to share your unique perspectives, experiences and ideas so we can grow and drive sustainable change together. As part of a leading global organization, Zurich North America has over 150 years of experience managing risk and supporting resilience. Today, Zurich North America is a leading provider of commercial property-casualty insurance solutions and a wide range of risk management products and services for businesses and individuals. We serve more than 25 industries, from agriculture to technology, and we insure 90% of the Fortune 500®. Our growth strategy is not limited to our business. As an employer, we strive to provide ongoing career development opportunities, and we foster an environment where voices are diverse, behaviors are inclusive, actions drive equity, and our people feel a sense of belonging. Be a part of the next evolution of the insurance industry. Join us in building a brighter future for our colleagues, our customers and the communities we serve. Zurich maintains a comprehensive employee benefits package for employees as well as eligible dependents and competitive compensation. Please click here to learn more. Zurich in North America is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race/ethnicity, color, religion, sex, sexual orientation, gender identity, national origin, disability, or protected veteran status.  Zurich does not accept unsolicited resumes from search firms or employment agencies. Any unsolicited resume will become the property of Zurich American Insurance. If you are a preferred vendor, please use our Recruiting Agency Portal for resume submission.  Location(s): AM - New York Virtual OfficeRemote Working: HybridSchedule: Full TimeEmployment Sponsorship Offered: No   Linkedin Recruiter Tag: #LI-AK1 #LI-ASSOCIATE #LI-HYBRID 

Created: 2025-04-22