Corporate Banking / Middle-Market Relationship Manager

Corporate Banking Middle-Market Relationship ManagerSummary:We are seeking a Corporate Banking Relationship Manager to drive the origination of commercial loans and to cross-sell our range of products to our corporate clientele. The ideal candidate will be expected to meet or surpass set production targets.Location: Miami, Florida (Flexible Hybrid Work Schedule)Key Responsibilities:Conduct interviews with loan applicants, scrutinizing and interpreting their financial data to assess both their overall credit standing and the viability of their specific loan applications.Determine and negotiate the terms for extending credit, including interest rates, repayment options, timelines, and collateral prerequisites.Periodically assess the credit status of clients by gathering information through various means such as direct business inspections, financial report evaluations, and personal interviews.Represent loan applications to the executive loan committee if the proposed loan amount exceeds the department's lending capacity.Approve or decline overdrafts within depository accounts in line with established guidelines.Actively monitor loan repayment schedules and initiate action for the collection of delinquent accounts.Offer business and financial advice to clients when applicable.Act as the primary liaison between the bank and both loan and non-loan clients for other banking services.Cultivate new business opportunities by engaging with potential clients and cross-selling bank services.Generate reports detailing lending activities for departmental review.Stay informed on local and national economic trends, financial news, and legislative changes that could influence corporate and commercial lending activities.Participate in community events to boost the bank's visibility and to explore new business opportunities.Abide by federal and state laws and regulations, including those relating to anti-money laundering, and complete all required training.Be vigilant in identifying and reporting any suspicious transactions.Qualifications:A minimum of 7-9 years in commercial lendingBachelor's Degree in Business Administration andor Finance

Created: 2025-03-07