Loan Officer

The AVPAssociate supports the VP in driving business development across project finance, infrastructure finance, syndication, M&A, and structured finance. The role focuses on portfolio growth, customer engagement, credit analysis, and compliance. Key responsibilities include managing relationships, overseeing credit risk, and ensuring compliance with KYCBSAAML regulations.Responsibilities:Credit Risk Analysis:Conduct due diligence, financialindustry analysis, and risk assessments for project finance, infrastructure finance, and M&A deals.Prepare credit reports and collaborate with the risk team for underwriting and due diligence.Assess customer creditworthiness and finalize loan terms.Manage loan documentation and ensure accurate execution.Review loans and update policies for optimal asset quality.Business Development & Customer Relationship:Maintain customer relationships and identify new business opportunities.Research markets to expand customer and partner networks.Participate in community activities to promote the Bank's visibility.Structure and negotiate term sheetscommitment letters.Ensure confidentiality and safeguard customer information.Portfolio & Post-Lending Management:Oversee loan portfolios across project finance, M&A, and syndicated loans.Coordinate loan processing, renewals, and administrative tasks.Prepare regular credit review reports (Annual, Quarterly, etc.).Risk & Compliance Management:Ensure compliance with AML, BSA, KYC, and relevant regulations.Report unusual activities to the QCU team.Stay updated on industry trends and regulatory changes.Assist in audit processes as needed.Qualifications:Education: Bachelor's degree in business, finance, accounting, or economics required. Master's preferred.Experience:AVP: 5+ years in structured finance. (100k-150k Salary) Associate: 1-4 years in structured finance. (70k-90k Salary)Strong passion for syndication, attention to detail, problem-solving, and the ability to make confident decisions.Formal credit training in structured finance and loan portfolio management.Excellent communication skills, bilingual in Mandarin required.Proficient in financial modeling.Benefits:Medical Health Insurance, Dental Insurance, Vision Plan, Group Term Life InsuranceAD&D, Dependent Life insurance, Short-Term and Long-Term Voluntary Disability Insurance, 401k, flex spending and commuter benefits

Created: 2025-03-01