Portfolio Manager Commercial and Industrial

Position Portfolio Manager C&ILocation: Pittsburgh, PASummary of the Position:The Commercial and Industrial (C&I) Portfolio Manager assists the relationship managers with the underwriting of credit and the ongoing administration of loan portfolios to ensure that the Bank maintains high credit quality and to provide more time for the relationship managers to generate new business opportunities.Primary Functions of the Position:Underwrites requests for credit extensions to new and existing clientsPerforms detailed financial analysis primarily for Commercial & Industrial lending opportunitiesPrepares the following for presentation to Senior Loan Committee by the relationship managers:Credit Approval Requests (CAR)ModificationsCovenant Waivers AmendmentsPeriodic ReviewsManages monitors assigned portfolio for:Borrower Credit TrendAccurate and Timely Risk RatingRequired Financial ReportingCovenant ComplianceBorrowing Base AvailabilityPayment DelinquenciesOverdraftsEnsures compliance with the Bank's credit policies and procedures, identifying exceptions for approval when they occurEnsures the initial set-up of credit facilities on Baker Hill and other internal systems is consistent with the reporting requirements contained in the loan documentsPrepares periodic financial reviews where requiredEnsures the timely spreading of interim and annual financial statements provided by clientsAccompanies the relationship manager on prospect client calls when appropriateEducation and Experience Requirements:Bachelor's Degree in Accounting, Finance, or related field; MBA preferredMinimum 5 years of credit analysis and underwriting experienceCompletion of bank commercial credit training programEssential Skills and Abilities:Demonstrated knowledge of accounting theory and its practical application in the credit underwriting processKnowledge of underwriting treasury management products preferredStrong analytical skills including the ability to read and assess individual and company financial statements, cash flow, industry, competition and projectionsExcellent organizational skills, attention to detail, and the ability to work in a fast-paced environment and complete assignments in a timely manner with minimal directionStrong written and verbal communication skillsStrong presentation skillsAbility to work independently and within a teamProficient in various spreadsheet applications, including the use of graphs, charts and Moody's financial analysis software

Created: 2025-02-22