Mortgage Loan Processor
Digital Risk - worcester, MA
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Position Overview:The Mortgage Loan Processor will be responsible for performing a variety of loan documentation duties on complex loan packages and ensure compliance with policies and procedures for loan products. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills.Essential Job Functions:Manage an assigned pipeline of 35-50 plus loans on a daily and weekly basis Process loans from application to closing including but not limited to:Collecting and analyzing documents to submit to Underwriting for final approvalCommunicating expectations, requirements and program details though established communication standards Maintain daily workflow prioritization to ensure pipeline management meets required closing datesOrder all required verifications, documentation and subsequent follow-ups and ensures all timeframes and compliance requirements are being metVerify conditions of approval which may include customer incomeassets documentation, resolves routine title issues including vesting issues, child support liens, judgment liens, mechanic liens and undisclosed liens and reconveyancesProvide excellent customer service to internal and external clients by demonstrating expertise, thoroughness, thoughtfulness, politeness and enthusiasm Ensure customer service surveys maintain the rating level designated by managementCommunicate with all parties involved in the transaction to keep them informed of file statusReview and analyze all necessary documentation, including borrower docs and third-party docsInterpret policies while analyzing applicant information, property and documentationCalculate borrower income for all employment typesComprehensive understanding of credit underwriting guidelinesRequirements:4+ years of current experience in Financial Services with Loan Processing experience preferred Knowledge of processing, underwriting and closing proceduresExcellent customer service and communication skillsDetail oriented and excellent organizational skillsAble to prioritize multiple competing tasks and manage time effective in a fast paced environmentProblem-solver with strong analytical skillsAdheres to directives, procedures and standardsAbility to work in a paperless environmentComputer proficiency including Microsoft Office Product SuiteCandidates must be available to work outside of normal business hours when necessary Ability to obtain NMLS-MLO Licenses preferred
Created: 2025-02-21