Conventus | AVP, Credit Manager

CONVENTUS MISSION AND VISION Conventus Holdings Corporation was envisioned and created to reduce the number of economic intermediaries involved in the origination, funding and investment in the $25 billion real estate bridge loan marketplace. True to the Latin origin of the company's name, "to bring together," CHC existence and strength is anchored to a business model that removes unnecessary economic intermediates so that it can provide superior pricing and service to its clients. Our competitive edge in executing our mission is assembling, nurturing, and developing a collaborative group of talented individuals. To that end, diversity of experiences, perspectives, skills, and cultures is core to our mission and team.LOCATION: San Francisco, CARequired 4 days per week in the office (Mon-Thurs). Please do not apply if this does not align with you. Position Summary We are seeking a detail-oriented and highly organized AVP, Credit to join the Company's Credit team. The AVP will work closely with Credit Analysts, Sales, and Operations to review and approve loan opportunities during the origination process, in addition to reviewing loans of higher complexity to submit for approval. Additionally, they will collaborate with Capital Markets to address credit requests from counterparties and articulate the Company's credit decision on loans. The AVP will further work to mitigate risk within the organization by identifying areas of potential process improvement and escalate identified risk with senior management.RESPONSIBILITIES Review and approve loan submissions from Credit Analysts, escalating identified risks as necessary. Recommend loan restructuring, when needed.Proactively identify key risks and take action to mitigate them, ensuring Conventus' strong loan performance.Review and approve loan-level credit exceptions, while understanding credit risks and identifying potential mitigants.Conduct comprehensive risk assessments to evaluate the creditworthiness of borrowers as part of the loan decision-making process, including but not limited to: Conducting internal valuations of residential property types, including SFRs, condos, TICs, land, and multifamily propertiesReviewing construction budgets in relation to Credit review, collaborating with the Construction teamAssessing project complexity relative to the borrower's experienceEvaluating loan-level leverage appropriateness based on the borrower, project, and locationAnalyzing the borrower's historical performance and repayment capacityReviewing the borrower's documented financial standingReview larger and more complex loans for submission to the Head of Credit or Managing Director, Capital and Credit, for approval.Proactively manage the credit pipeline to identify potential credit issues and recommend solutions to ensure timely plete transaction diligence by reviewing parties involved in the transaction in an effort to prevent fraud.Collaborate with Credit Analysts to publish Conventus' monthly market report, which is distributed internally to the company and borrowers.Provide feedback to senior management on guidelines to enhance the company's existing credit policies and procedures.Train junior team members on valuation and handling more complex credit exceptions.Ensure data accuracy and that all loan documentation is complete and supports credit decisions.Collaborate cross-functionally with Capital Markets and other departments on credit-related matters.QUALIFICATIONS Bachelor's degree in finance, business, real estate, or a related field5+ years of experience in private lending (RTLDSCR), credit, fixed-income, real estate investment, commercial banking, or a related field3-5 years of experience in commercialresidential property valuation (professional appraisal experience is a plus) A demonstrated team player who thrives in a fast-paced environment and is willing to go the extra mileAbility to make credit decisions in high-pressure situations while utilizing data to support decisionsPrevious experience managing a team is a plusAbility to work independently and handle non-routine situations with solutions-based problem-solving skillsAbility to foster and cultivate relationships with a thoughtful and forward-thinking approachStrong organizational and critical thinking skills, with impeccable multi-tasking abilitiesExcellent verbal and written communication skillsExceptional record-keeping and organizational skillsProficient in Microsoft Office SuiteMindset and CharacterAt CHC, we look for future employees who demonstrate and have the mindset and character of our following 5 core values:Outperform:Consistently achieves and exceeds expectationsHas a curiosity to explore new avenues for growth andor efficiencyStrives for excellence and is accountable for area of responsibilityEncourages other team members to reach such a levelFundamentally hard workingDiligence:Thoroughly completes tasks at handPerforms duties in a way that is focused around protecting capitalEmploys a level of care and attention to detail in all activitiesResponsiveness:Demonstrates prompt and effective communication in all situationsAnticipates the needs of clients and colleagues, acting swiftly to address themBalances urgency with quality, ensuring timely and thoughtful responses that align with company goalsCommunication:Gathers and shares customer information and needsTimely shares information about loan and business riskShares ideas and learning moments across the teamEmbraces the communicative and proactive management styleDelight the Customer:Strict customer focus across all activitiesClients always come firstContinuously thinking of ways to enhance the client experienceDon't sweat the small stuff, play the long game with clientsCONVENTUS BENEFITSIntegrated PTO annuallyHealth Benefits (Health, Vision, Dental)Life Insurance CoveragePre-tax commuter fundPre-tax medical fund401kDepartment: CreditSalary Range: $120,000-$150,000

Created: 2025-01-19