Northfield Bank | VP Commercial Lending - Brooklyn | ...

Northfield Bank is a full service bank with 39 branch locations throughout New Jersey; and Staten Island and Brooklyn, New York. With a history dating back to 1887, our growth continues through expansion of our presence in local communities and in our Product and Service offerings. Over 300 employees with diverse backgrounds and cultures have come together to make Northfield Bank what it is today. The Bank believes in providing all employees with the opportunity to reach their career potential and encourages advancement within the organization. For more information, please visit Job Title: Commercial Lending Relationship Manager Job Status: Full Time Job Location: Brooklyn Region Job Summary: Responsible for expanding the Bank's commercial mortgage and small business loan portfolio by managing and growing profitable commercial lending relationships. Responsible for prospecting for new business and obtaining information from prospects on which lending decisions based. Responsibilities Include: Coordinate all lending activities including soliciting, pre-screening, underwriting, negotiation, and presentation of loan requests. Determine loan feasibility by analyzing the financial condition, operating performance, and repayment ability of borrowers utilizing financial statements, collateral documentation, borrower interviews, and industry and economic data Approve loans within established limits or refer loans to Loan Committee for review and approval Work with established loans relationships to monitor the loan portfolio and process renewals Maintain ongoing contact with lending customers to provide exceptional customer service and ensure customer satisfaction Create and sustain relationships with local centers of influence, such as brokers, real estate attorneys, CPAs and customers to network and obtain referrals. Build and maintain relationships with the community and civic groups and represent the Bank at related events. Keep abreast of regulations and legislation, as well as, other political and policymaking events that directly impact the Bank Travel to business owner properties/locations for meetings Performs walk-through inspections of commercial buildings and construction areas Interpret technical data and reports based on environmental and appraisal information while assessing properties Protect the Bank's assets and maintain quality of portfolio by adhering to lending processes, policies and procedures, legal and ethics requirements and regulations, audit requirements, and established risk guidelines Compliance with all relevant Bank policies and procedures Use of personal vehicle may be used for business purposes Job Requirements: Bachelor's Degree in Business, Finance, Accounting or related field Must maintain a valid driver's license 3+ Years Prior Lending Experience Strong interpersonal and communication skills required Strong Financial analytical and underwriting skills required Strong decision making ability and resourceful skills required Proficient with Microsoft Word and Excel Northfield Bank is an Equal Employment Opportunity Employer Minorities/Females/Protected Veterans/Individual with Disabilities/Sexual Orientation/Gender Identity Pay Range: 120K-135K

Created: 2024-11-26