Mortgage Originator

Mortgage Loan Originator We have a tremendous opportunity for a Mortgage Originator with a $1B true community bank. Our client is looking to expand it's presence in the I-70 corridor between Wheeling and Columbus. This is a new role for the bank and a great opportunity for an originator to come in and be the hero that develops this market. This bank has money to lend and is still very focused on meeting all of their customers' financial needs. Here is what you would be doing: The Mortgage Loan Originator is responsible for proactively soliciting new residential mortgage business and selling the Bank's mortgage products. Essential Job Functions include: Develop business referral network through marketing, cold calling, prospecting and networking activities Call on professional people affiliated with the real estate industry, i.e., Realtors, Builders, CPAs and Financial Planners, as well as develop and maintain internal bank referral networks with BDO and Managers Participate in community efforts to promote home ownership. Serve as primary point of contact for customers in providing benefits, value and solutions to meet client goals Manage all aspects of originating and negotiating the terms of mortgage loss while advising the customer on all available loan options. Collect and evaluate all client financial documentation and decide with products to recommend that will best serve the client's needs/goals Present appropriate bank products and programs and explain guidelines. Apprise of pricing and lock rate as required Identify appropriate opportunities to sell additional products. Collect supporting loan documentation as required and submit a complete package into Mortgage Loan Processing per program guidelines Work with Mortgage Operations to ensure that loan quality meets program guidelines Work with Mortgage Operations to ensure that loan conditions are met after loan approval Partner with Mortgage Operations with on-going communication to customer regarding loan status. Keep borrowers and affiliate up to date on loan status Here is what our client offers: A financially sound, future focused, financial institution preparing for the next phase of growth An entrepreneurial opportunity to develop a "beach head" for the bank in St. Clairsville and I-70 corridor An environment where decisions are made quickly and with your direct input A passion for maintaining a culture of excellence where everybody wins and respects each other and the gift of serving your clients An opportunity to make an immediate and significant contribution Here is what our client requires: Minimum of 3 to 5 years of mortgage lending experience with FHA, VA, USDA, AND CONVENTIONAL LOAN experience Business related degree preferred Fundamental understanding and knowledge of mortgage lending process and applicable regulatory requirements Knowledge of loan documentation and basis financial analysis required Able to exercise appropriate independent judgement and take action on it Proven analytical, mathematical and problem solving skills Sound listening, interpersonal, written and oral communication skills Logical and efficient, with keen attention to detail Ability to effectively prioritize an execute task while under pressure Strong customer service orientation Experience working in a team-orientated, collaborative environment If this sounds like the opportunity you have been looking for, please apply using the "Apply" link. If you have questions about this opportunity, feel free to call Kevin O'Connor @ (724) . Confidentiality We respect your privacy and will never submit a resume to a third party without your permission. You can be assured that the information you give us will never be forwarded to any company without your specific, direct permission in advance.

Created: 2024-11-12