Regional Credit Analyst

Westlake Financial is the largest privately held auto finance company in the Nation. We are committed to growing and strengthening our organization by hiring the people that make Westlake World (our culture) what it is. Through hiring the best fitting applicant and supporting our people in further developing their skills, we transition our Applicants into Westlake Warriors (our people). With 30% YOY growth and assets of 2.26 Billion, we are always looking to acquire talented individuals as we expand our presence in the Auto Finance Industry. Westlake Financial believes in PEOPLE with the PURPOSE and PASSION to assist our more than 22,000 dealer partners throughout North America. WESTLAKE WARRIOR | Regional Credit Analyst Brief Descriptions: The Regional Credit Analyst will be responsible for increasing sales in their specified region. This includes managing dealer accounts, granting credit exceptions within their designated "exception box," assisting in the loan originations process, and acting as a liaison between dealerships and Westlake's corporate offices. In addition, the team member is responsible for, maintaining account management software, producing month end reports and completion of marketing projects and assignments. This individual will primarily interact with dealerships and impacted customers, but will also have broad interaction with other internal departments, including Originations, Marketing, and Operations. The successful candidate is self-directed in work prioritization and demonstrates superior judgment making ability within the scope of the position's areas of responsibility. The associate will perform all duties in accordance with Westlake policies and procedures and all state and federal regulations. DUTIES, TASKS, RESPONSIBILITIES (include, but not limited to) • Manage dealer relationships through phone calls, faxes and follow up. • Grant Buy Program exceptions on deals within their designated "credit exception authority box." • Market program guidelines through communications with dealerships in the assigned region. • Follow up on new leads and referrals resulting from deals submitted by dealerships. • Identify sales prospects and contact these and other accounts as assigned. • Maintain current client relationships. • Prepare paperwork to maintain dealership accounts. • Manage account services through quality checks. • Identify and resolve dealership concerns pertaining to deal approvals or submissions. • Communicate new product and service opportunities, special developments, or information to dealerships. • Work with the Westlake Originations department to expedite the acquisition of contracts submitted by dealers. • Develop and implement special sales activities to reduce dealer attrition. • Participate in marketing events such as seminars, trade shows, and telemarketing events. • Assist with on-the-job training to new sales employees. KNOWLEDGE, SKILLS, LICENSES • Excellent communication and negotiating skills. • Detail-oriented with excellent organizational skills. • Ability to work under time constraints and daily deadlines. • Versatility in job functionality and quick to assimilate procedural changes. • Good interpersonal skills and teamwork awareness. • Ability to identify and close sales opportunities via the telephone. • Ability to develop and deliver presentations. • Knowledge of advertising and sales promotion techniques. • Credit Acumen • Web navigation and or web-based applications. • Personal computer: Microsoft Word, Excel and Outlook • QWERTY calculator and QWERTY keyboard skills • Copier, Faxing & other general office supplies COMPENSATION PLAN Annual Total Comp $64,000.00 = Total max comp before Target Relationship Bonuses Annual Base $34,902.40 = $17.28/hr The exact starting compensation to be offered will be determined at the time of selecting an applicant for hire and will be dependent on a wide range of factors, including but not limited to geographic location, skill set, experience, education, credentials, and licensure when applicable The exact starting compensation to be offered will be determined at the time of selecting an applicant for hire and will be dependent on a wide range of factors, including but not limited to geographic location, skill set, experience, education, credentials, and licensure when applicable. EDUCATION • High School diploma or equivalent required • Bachelor's degree from a four-year college or university required EXPERIENCE • Previous work experience in the automotive finance industry preferred PHYSICAL DEMANDS • None SUPERVISOR RESPONSIBILITIES • None CONFIDENTIAL DATA • Employee Information FULL TIME BENEFITS Medical, Dental, and Vision benefits Life Insurance, Flexible Spending Account 401K matching Employee Stock Ownership Program in a $14.2 Billion Company, plus company matching Wellness Program, Daily Team Exercises Metro Tap Card and Metro-link Reimbursement Westlake University, Certification Programs Career Path Opportunities Discounts on Parks, Museums, Movie Tickets, and Attractions AT&T Wireless Discounts Employee Loan Assistance Onsite Yoga, Treadmill Desks Annual Flu Shots, Biometric Screenings Paid Vacations Days Paid Sick days Paid holidays HGym Rental Car Discounts Dell Member Purchase Program UKG Wallet ABOUT US People. Purpose. Passion. These are the hallmarks of Westlake Financial, and have been since our inception in 1988. Westlake specializes in prime to sub-prime automotive financing, helping car dealerships do what they do best: sell cars. Our unique credit approval software (known as "The Buy Program ©") allows dealers to get an on-the-spot loan approval without waiting for callbacks, fax-backs, or rehashes. Westlake Financial is an Internet based, privately held finance company that specializes in the acquisition and servicing of sub-prime and non-prime automotive retail installment contracts. Headquartered in Southern California, Westlake originates indirect retail installment contracts through a network of 21,000 new and used car dealers throughout the United States. All collections and servicing are performed in-house from its central facility located in the Mid-Wilshire area of Los Angeles. Westlake's success didn't just happen overnight. It took years of hard work, cultivation, and smart intuition to get to where we are today. Not content to rest on our laurels, Westlake continues to build and refine, always keeping our dealers and customers in mind. CONTACT US ACKNOWLEDGMENTS We will consider for employment all qualified Applicants, including those with Criminal Histories, in a manner consistent with the requirements of applicable state and local laws, including the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance. We are an equal opportunity employer and do not unlawfully discriminate in employment. No question on this application is used for the purpose of limiting or excluding any applicant from consideration for employment on a basis prohibited by local, state, or federal law. Equal access to employment, services, and programs is available to all persons. Those applicants requiring reasonable accommodation to the application and/or interview process should notify a representative of the organization.

Created: 2024-11-07