Financial Analyst
Futran Tech Solutions Pvt. Ltd. - oldwick, NJ
Apply NowJob Description
Financial Analyst - Property and Casualty Responsibilities: • Conduct thorough, objective, and timely company credit analysis using financial and non-financial information. • Produce timely, high quality credit reports to support the assigned ratings, documenting analysis and recommendations to be reviewed and updated by the analytical team leader. • Present analysis at rating committee meetings demonstrating good judgment in communicating rating recommendations. • Conduct on-going monitoring and surveillance of assigned portfolios, including rating changes, market/industry/regulatory developments, news events etc. identifying early warning signs that need to be brought to committee for event driven rating actions. • Keep up to date with relevant industry, market and professional developments through continued professional development and learning, including, for example, undertaking research, attending seminars, market briefings and presentations etc. • Manage the relationship with rated companies, increasingly leading management meetings, communicating rating outcomes and effective management of expectations. • Develop and maintain in-depth, highly current knowledge and insight in one or more specialist market and or technical subject areas. • Proactively identify areas for performance or process improvement, recommending actions and positively contributing to the implementation of changes. • Maintaining or working to develop strong analytical skills through a professional designation and continuing education (e.g. • CFA, Actuarial, MBA, CPCU, CLU, FRM) • Willingness to travel up to 10%. Experience: • 3-5 years Financial Analysis or related experience is required. • Bachelor's degree in Math, Finance, Actuarial, Accounting or Economics. • Possess or working towards relevant professional qualifications (e.g. MSc, MA, MBA, CPA, CFA, Actuarial, CPCU, or CLU). • Continuing education is required. • Experienced in conducting financial analysis, ideally within the insurance industry, or broader financial services sector. • Developed analytical skills and knowledge of financial markets and economic/industry trends. • Evidence of developing and managing professional relationships with external stakeholders. • Must demonstrate ability to manage own time efficiently and effectively, and be able to multitask, absorb ideas and facts quickly, while maintaining a strict eye for detail. • Preferably a math, accounting, financial or economics background; Knowledge of financial ratios and financial statement analysis. • Strong Microsoft Office skills. • Keen interest in further developing strong analytical skills through professional designation and continuing education (e.g. CFA, Actuarial, MBA, CPCU, CLU, FRM).
Created: 2024-11-06