Credit Risk Manager - Structured Finance Credit Office,...
MUFG - new york city, NY
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Do you want your voice heard and your actions to count? Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's leading financial groups. Across the globe, we're 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world. With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career. Join MUFG, where being inspired is expected and making a meaningful impact is rewarded. The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details. In this role, you will work closely with MUFG's world-class project finance team, which has topped the Americas league tables for 15 years running. The successful candidate will be exposed to a substantial flow of new transactions in both traditional and emerging project finance sectors, including renewable energy, battery energy storage, and digital infrastructure such as data centers. This is an opportunity to develop credit skills in the growing energy and infrastructure finance sectors at one of the few specialized project finance credit teams within a global financial institution. Job Summary: Responsible for credit risk review and management of project finance transactions in the renewable energy, power, natural resource, and infrastructure sectors in North America and Latin America. Discuss prospective transactions with deal teams and provide feedback on credit and structuring issues. Provide recommendations to credit approvers and monitor credit exposure within existing portfolio. Candidate should have solid experience performing independent credit analysis including analysis of project financing transactions. Major Responsibilities: (1) Review new transactions and provide credit recommendations Evaluate credit proposals and business screening memos and make written credit recommendations to management. Identify risks and mitigants in prospective transactions and recommend structural enhancements if needed. Maintain strong dialogue with origination deal teams with a goal of balancing business opportunity with prudent risk taking. Communicate with other credit units to obtain necessary information to support making a credit decision. (2) Portfolio credit review Evaluate credit reviews prepared by portfolio management of existing project finance exposures. Determine accurate ratings and make recommendations to management. Monitor lower-rated and problem loans on a more frequent basis and present at regular watchlist meetings. Share critical account information with various parties throughout the bank. (3) Other Engage in special projects including new product and policy reviews. Ensure compliance with regulatory, policy, and procedural requirements. Qualifications: 5+ years in the financial sector in a credit or project finance function with a focus on Structured Finance Strong analytical, communication, and time-management skills. In-depth knowledge of credit, financial, and cashflow analysis. Good familiarity with relevant financial products as well as industry trends within the energy and infrastructure sectors. The typical base pay range for this role is between $150k-$200k depending on job-related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below. MUFG Benefits Summary ( We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any. The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified. We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual's associates or relatives that is protected under applicable federal, state, or local law. At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them! Our Culture Principles Client Centric People Focused Listen Up. Speak Up. Innovate & Simplify Own & Execute
Created: 2024-11-05