Senior Portfolio Analyst

SMBC Group is a top-tier global financial group. Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance. The Group has more than 130 offices and 80,000 employees worldwide in nearly 40 countries. Sumitomo Mitsui Financial Group, Inc. (SMFG) is the holding company of SMBC Group, which is one of the three largest banking groups in Japan. SMFG's shares trade on the Tokyo, Nagoya, and New York (NYSE: SMFG) stock exchanges. In the Americas, SMBC Group has a presence in the US, Canada, Mexico, Brazil, Chile, Colombia, and Peru. Backed by the capital strength of SMBC Group and the value of its relationships in Asia, the Group offers a range of commercial and investment banking services to its corporate, institutional, and municipal clients. It connects a diverse client base to local markets and the organization's extensive global network. The Group's operating companies in the Americas include Sumitomo Mitsui Banking Corp. (SMBC), SMBC Nikko Securities America, Inc., SMBC Capital Markets, Inc., SMBC MANUBANK, JRI America, Inc., SMBC Leasing and Finance, Inc., Banco Sumitomo Mitsui Brasileiro S.A., and Sumitomo Mitsui Finance and Leasing Co., Ltd. The anticipated salary range for this role is between $97,000.00 and $156,000.00. The specific salary offered to an applicant will be based on their individual qualifications, experiences, and an analysis of the current compensation paid in their geography and the market for similar roles at the time of hire. The role may also be eligible for an annual discretionary incentive award. In addition to cash compensation, SMBC offers a competitive portfolio of benefits to its employees. Role Description SMBC is seeking an associate to support the ongoing enhancement and refinement of portfolio analytic capabilities. This position is expected to identify and analyze credit portfolio trends, assess industry risk, and communicate the results to team leads and senior management. Role Objectives: Delivery Conduct in-depth portfolio analysis to identify industry/product trends, risk-return profile, ESG risks, business opportunities, as well as refining sector based Underwriting Standards Partner with other departments to research and present portfolio analysis results to senior leaders, management committees and/or regulators, articulating portfolio performance, future outlook and potential enhancement actions. Engage with data management team to obtain relevant portfolio data, identify key trends and synthesize such data to develop a cohesive assessment of the credit portfolio and prepare presentations to convey contextual significance for both senior management presentations and regulatory reporting. Create presentations which analyze credit portfolio trends and developments and highlight key points in a readily understandable manner. Role Objectives: Interpersonal Excellent verbal communication and collaboration skills to solicit input and translate feedback into opportunities to improve credit processes and controls. Excellent writing and presentation development skills to draft materials related to credit process observations and process and control enhancement opportunities. Able to work well across functions, to solicit and capture multiple points of view, render information so that it is accurate and actionable, and promptly follow-up. Ability to communicate appropriately at every level of the organization, including credit risk peers, business unit partners and senior executives. Recommend enhancements to senior management to improve efficiency and accuracy of portfolio reporting processes. Interact with Business Units to help support, enhance, and adjust credit portfolio management, and maintain ongoing communications with business units and credit approval functions to effectively guide businesses within such controls and authorities. Role Objectives: Expertise General understanding of credit risk management concepts and knowledge of U.S. and international regulatory requirements and industry best practices. Knowledge of the end-to-end lifecycle of and working knowledge of credit risk management frameworks and systems (e.g., 3 lines of defense, risk appetite, risk ratings). Experience with credit process management (i.e., approval flows; credit committee process and governance, etc.) related to credit approval and on-going monitoring. Strong analytical skills; intellectually curious; problem-solving abilities and the ability to synthesize complex issues; strong attention to detail. Qualifications and Skills 2+ years of experience in the financial services industry Experience in global financial services is preferred. Experience working at a comparable Foreign Banking Organization (FBO) a plus Excellent interpersonal and written and verbal communication skills Education: Required: bachelor's degree Additional Requirements SMBC's employees participate in a Hybrid workforce model that provides employees with an opportunity to work from home, as well as, from an SMBC office. SMBC requires that employees live within a reasonable commuting distance of their office location. Prospective candidates will learn more about their specific hybrid work schedule during their interview process. Hybrid work may not be permitted for certain roles, including, for example, certain FINRA-registered roles for which in-office attendance for the entire workweek is required. We are an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, national origin, disability status, protected veteran status or any other characteristic protected by law. SMBC provides reasonable accommodations for employees and applicants with disabilities consistent with applicable law. If you need a reasonable accommodation during the application process, please let us know at .

Created: 2024-11-05