Portfolio Manager-C&I

TriState Capital Bank is an independent chartered bank subsidiary of Raymond James. Headquartered in Pittsburgh, PA, TriState Capital Bank provides premier private banking, commercial banking, and treasury management products and services to corporate, institutional, and high-net-worth (HNW) clients. Job Summary The Commercial and Industrial (C&I) Portfolio Manager assists the relationship managers with the underwriting of credit and the ongoing administration of loan portfolios to ensure that the Bank maintains high credit quality and to provide more time for the relationship managers to generate new business opportunities. Essential Duties and Responsibilities •Underwrites requests for credit extensions to new and existing client •Performs detailed financial analysis primarily for Commercial & Industrial lending opportunitie •Prepares the following for presentation to Senior Loan Committee by the relationship managers: Credit Approval Requests (CAR) Modification Covenant Waivers / Amendment Periodic Review •Manages / monitors assigned portfolio for: Borrower Credit Trend Accurate and Timely Risk Rating Required Financial Reporting Covenant Compliance Borrowing Base Availability Payment Delinquencie Overdraft •Ensures compliance with the Bank's credit policies and procedures, identifying exceptions for approval when they occur •Ensures the initial set-up of credit facilities on Baker Hill and other internal systems is consistent with the reporting requirements contained in the loan document •Prepares periodic financial reviews where required •Ensures the timely spreading of interim and annual financial statements provided by client •Accompanies the relationship manager on prospect / client calls when appropriate Qualifications: Knowledge, Skills, and Abilities •Demonstrated knowledge of accounting theory and its practical application in the credit underwriting proce •Proficient in various spreadsheet applications, including the use of graphs, charts and Moody's financial analysis software Skill in •Strong analytical skills including the ability to read and assess individual and company financial statements, cash flow, industry, competition and projection •Excellent organizational skills, attention to detail, and the ability to work in a fast-paced environment and complete assignments in a timely manner with minimal direction •Strong written and verbal communication skill •Strong presentation skill Ability to •Ability to work independently and within a team Educational/Previous Experience Requirements •Bachelor's Degree in Accounting, Finance, or related field; MBA preferred •Minimum 10 years of credit analysis and underwriting experience Raymond James Guiding Behaviors At Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver, Improve) to deliver on the firm's core values of client-first, integrity, independence and a conservative, long-term view. We expect our associates at all levels to: •Grow professionally and inspire others to do the same •Work with and through others to achieve desired outcome •Make prompt, pragmatic choices and act with the client in mind •Take ownership and hold themselves and others accountable for delivering results that matter •Contribute to the continuous evolution of the firm

Created: 2024-11-02