Mortgage Loan Processor
Farmers Bank of Kansas City - overland park, KS
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Farmers Bank of Kansas City is growing and need a highly motivated, adaptable, fast-paced Processor! Mortgage loan processors work directly with individual applicants to review loan applications to ensure the application is complete and accurate, a task that requires time and attention to detail. Loan processors ensure the timely and accurate packaging of all loans originated by our loan officers using effective communication with multiple parties involved in the loan process. **This is NOT a remote position**Job Functions:Provide excellent customer service and drive an overall exceptional customer experience using varying forms of communicationResponsible for processing, managing, and acting as the primary contact of a pipeline of refinance and purchase loans to meet closing deadlines and lock expiration periodsMaintain a progressing pipeline of Conventional, FHA, and VA loansEffective and timely communication to both external customers (Clients, 3rd Parties, Vendors) as well as internal customers (Loan Officers, Underwriters, Closers)Maintain and adapt to the changing mortgage guidelinesAppropriately set borrower expectations for the mortgage process and establish that the processor is the main point of contact until closingHold the responsibility to request, gather, and analyze documentation required from the borrowers, internally and third party for underwriting approvalAdapt easily to change and provide interdepartmental supportStrive to exceed productivity expectations and standardsSet appropriate expectations and point of contact with realtors and other referral sourcesUnderstand and request documentation requirements for mortgage financing (tax transcripts, paystubs, tax returns, income calculation, etc.)To stay highly organized and proactive; able to meet deadlines in a fast-paced environmentFollows regulatory requirements by protecting information for privacy and confidentiality; displaying discretion in discussing customer information; obtaining proper information and paperwork to complete transactions; following bank policies and regulations.Qualifications:3+ years industry experience preferredKnowledge of Fannie Mae, Freddie Mac, VA, and FHA guidelinesProven ability to maintain a pipeline of 30-40 loans of mixed varietyExcellent oral and written communication skillsWorks well under time constraints and a constantly changing environmentMust have a team mentality and work well as a member of a groupEagerness to delight clients throughout the process and drive overall experiencesKnowledge of Encompass LOSExperience with Day One Certainty Validations and HomeReadyPlus, you are someone who...Strives to provide +1 Service to ensure success, to both internal teams and external clientsHas the upmost integrity, period.Is naturally curious - you enjoy seeking out and applying new things in your jobKnows how to make smart, informed decisionsHas passion for your job and positive energy that is infectious!Cares about your work and performance, and wants to provide impact across the organizationAt times, can be innovative and not afraid to bring big thinking and ideas to the tableIs able to deliver influential communication to othersFarmers Bank offers a comprehensive benefit package including PTO, Health and Life Insurance, 401KProfit Sharing, and other benefits.FARMERS BANK AND TRUST IS AN EQUAL OPPORTUNITY EMPLOYERVETERANSDISABLEDApplications can be printed online at or picked up at any branch.Please return applications to:ATTN: HUMAN RESOURCES14231 METCALF AVEOVERLAND PARK KS 66223FAX (913) 387-5558or by email to:
Created: 2024-09-30