Senior Underwriter

The Senior Group Underwriter is responsible for underwriting and managing insurance cases, primarily in the 500-2500 enrolled segment, by using strong subject matter knowledge about company products and underwriting principles. This position works independently and influences others to achieve operational targets.  The assigned territory is the Midwest. At Ameritas, our mission is Fulfilling Life. We do that in many ways, but especially by helping people invest in themselves by offering trusted financial products and advice. Because we believe everyone should be happy, healthy and financially secure, we work hard to provide trusted financial products and valued guidance, including individual life and disability insurance, employee benefits, retirement planning, investments, and wealth management services. This role could be hybrid or remote based on proximity to an office location.     What you do Analyzes and evaluates risk for insurance cases considering characteristics such as plan design, demographics, experience, financial or medical factors, and state and federal regulations. Selects and maintains cases to achieve revenue, persistency, and profitability goals for top and bottom line growth. Communicates financial and other factors to field partners. Designs and coordinates issuance of plans, policies, and premium rates within established departmental guidelines. Identifies problems and provides solutions and alternatives. Demonstrates a strong understanding of various insurance products, their features and limitations, and industry/regulatory terms. Provides training and guidance to new or entry level associates.   What you bring Bachelor's Degree or equivalent experience required 1-3 years of Related Experience required 1-3 Dental/Vision underwriting experience preferred Dental Network Analysis skills preferred  What We Offer Our company motto is "Fulfilling Life" and we take that job seriously, with a heavy commitment to volunteering and community support, employee well-being, and providing quality products and services that help our customers create a brighter future. Being a mutual-based organization, the return on our investment goes back into the company, to benefit our members/customers. We're committed to professional development, opportunity, inclusion and diversity. Team building and collaboration are also priorities. A total rewards package with all the comprehensive health and welfare benefits you'd expect, including competitive pay and incentives, 401(k), flexible work schedules and time off to care for yourself and others. Additional popular benefits, including tuition reimbursement, and student loan repayment, an incentivized well-being program, adoption assistance, paid time off for volunteering, training and career development opportunities.   An Equal Opportunity Employer Ameritas has a reputation as a company that cares, and because everyone should feel safe bringing their authentic, whole self to work, we're committed to an inclusive culture and diverse workplace, enriched by our individual differences. We are an Equal Opportunity/Affirmative Action Employer that hires based on qualifications, positive attitude and exemplary work ethic, regardless of sex, race, color, national origin, religion, age, disability, veteran status, genetic information, marital status, sexual orientation, gender identity or any other characteristic protected by law. The pay range posted reflects a nationwide minimum to maximum covering all potential locations where the position may be filled. The final determination on pay for any position will be based on multiple factors including role, career level, work location, skill set, and candidate level of experience to ensure pay equity within the organization. This position will be eligible to participate in our comprehensive benefits package (see above for details). This position will be eligible to participate in our Short-Term Incentive Plan with the annual target defined by the plan.Pay transparency is rooted in principles of fairness, equity, and accountability within the workplace. Sharing pay ranges for all job postings is one way Ameritas shows our commitment to equitable compensation practices.

Created: 2024-11-01