Loan Analyst

About the CompanyThe Loan Analyst is responsible for assisting in lending product pricing, financial modeling, and portfolio valuation activities. This role helps establish the organization's rate structures and risk-based lending strategies to optimize loan performance and revenue. This includes developing loan program pricing, forecasting interest rate impacts, and monitoring portfolio trends. The Analyst will contribute to the preparation of pricing recommendations and financial reports presented to company leadership. They will collaborate with cross-functional teams to analyze, refine, and execute pricing analysis initiatives to support business objectives.About the RoleEssential FunctionsAnalyze financial trends, pricing models, and economic data to ensure competitive loan pricing.Develop loan rate structures, assess risk factors, and optimize financial performance.Perform variance analysis of loan production, forecast models, and profitability metrics.Support ongoing pricing strategy adjustments based on portfolio performance insights.Review lending program trends and recommend enhancements to drive business growth.Assist in risk assessment, pricing impact evaluation, and revenue forecasting.Participate in cross-functional projects to improve financial modeling and pricing systems.Ensure accuracy of pricing reports, financial forecasts, and business analysis.QualificationsBachelor's degree in Business, Finance, Economics, or a related field.5+ years of experience in financial analysis, pricing strategy, or risk modeling.Experience in financial services, lending, or credit analysis preferred.Strong proficiency in SQL, Power BI, Excel, and financial modeling tools.Ability to interpret loan pricing trends, capital market data, and risk-based pricing strategies.Attention to detail and ability to work in a fast-paced financial environment.

Created: 2025-03-03