Business Analyst - Retail Lending

About Us:LTIMindtree is a global technology consulting and digital solutions company that enables enterprises across industries to reimagine business models, accelerate innovation, and maximize growth by harnessing digital technologies. As a digital transformation partner to more than 700+ clients, LTIMindtree brings extensive domain and technology expertise to help drive superior competitive differentiation, customer experiences, and business outcomes in a converging world. Powered by nearly 90,000 talented and entrepreneurial professionals across more than 30 countries, LTIMindtree "” a Larsen & Toubro Group company "” combines the industry-acclaimed strengths of erstwhile Larsen and Toubro Infotech and Mindtree in solving the most complex business challenges and delivering transformation at scale. For more information, please visit Job Title: Business Analyst - Retail LendingWork Location: Torrance CA (Hybrid, 2-3 Days work from office)Job Description:· Domain Responsibilities· Functional SME with 8 -12 years of strong experience in Retail lending for Auto loans· Worked on areas like originations, credit underwriting and servicing for auto loan products. Experience on working on decision engine products like FICO, Experian, Optimal Blue, Equifax etc.· Exposure/experience on digital projects viz. mobility/data/cloud· Experience of product implementation in lending domain· Experience in Apification, understanding interfaces, touchpoints, data flows, request and response.Functional Responsibilities· Independently manage various project artifacts - plan, risks, issues, status reports· Requirement gathering from business users and reconciling, disseminating high-level information into detailed user stories.· Lead the requirement workshops independently with customer· Mapping Out As Is - To Be Processes. Assess the current processes and identify improvement areas· Review designs and test plans· Support end-to-end digital process - design, development, testing and deployment· Drive design of customer / user journey with UX team· Develop user-acceptance test strategies and plans to support business/customer sign-offs, ensuring the product is fit for purpose.· Support business readiness to enable new releases.· KPI and metrics monitoring and reporting.· Identify areas of opportunity for digitization and automation· Co-create solution leveraging design thinking and Agile· Collaborate across functions and deliver continuous improvements· Hands on experience with Project planning, Governance, Planning BAU/Landing of Change to Business· Experience with "˜Straight Through Process'Good to have -· FICO Decision Manager knowledge· FIS eValuate knowledge· Ability to work in large and geographically dispersed team· Excellent analytical, communication and presentation skills· Capability to maintain good rapport with business stakeholders· Stakeholder management, GovernanceBenefits/perks listed below may vary depending on the nature of your employment with LTIMindtree ("LTIM"):Benefits and Perks:Comprehensive Medical Plan Covering Medical, Dental, VisionShort Term and Long-Term Disability Coverage401(k) Plan with Company matchLife InsuranceVacation Time, Sick Leave, Paid HolidaysPaid Paternity and Maternity LeaveThe range displayed on each job posting reflects the minimum and maximum salary target for the position across all US locations. Within the range, individual pay is determined by work location and job level and additional factors including job-related skills, experience, and relevant education or training. Depending on the position offered, other forms of compensation may be provided as part of overall compensation like an annual performance-based bonus, sales incentive pay and other forms of bonus or variable compensation.Disclaimer: The compensation and benefits information provided herein is accurate as of the date of this posting.LTIMindtree is an equal opportunity employer that is committed to diversity in the workplace. Our employment decisions are made without regard to race, color, creed, religion, sex (including pregnancy, childbirth or related medical conditions), gender identity or expression, national origin, ancestry, age, family-care status, veteran status, marital status, civil union status, domestic partnership status, military service, handicap or disability or history of handicap or disability, genetic information, atypical hereditary cellular or blood trait, union affiliation, affectional or sexual orientation or preference, or any other characteristic protected by applicable federal, state, or local law, except where such considerations are bona fide occupational qualifications permitted by law.Safe return to officeIn order to comply with LTIMindtree' s company COVID-19 vaccine mandate, candidates must be able to provide proof of full vaccination against COVID-19 before or by the date of hire. Alternatively, one may submit a request for reasonable accommodation from LTIMindtree's COVID-19 vaccination mandate for approval, in accordance with applicable state and federal law, by the date of hire. Any request is subject to review through LTIMindtree's applicable processes.

Created: 2025-01-15