Credit Department Manager
GPAC - Columbia, SC
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Exciting Opportunity: Credit Department ManagerAre you an experienced credit analyst with a passion for leadership? We are seeking a Credit Department Manager to oversee our credit department and team of credit analysts. If you have a strong background in commercial credit analysis and are ready to take on a leadership role, we want to hear from you!ResponsibilitiesAs the Credit Department Manager, you will:Lead the Credit TeamOversee the credit department and credit analysts, participating with the CEO in identifying, recruiting, and interviewing new credit analysts.Train and MentorParticipate in the orientation and training of new credit analysts, monitoring their work product during the first year as needed.Quality ControlMonitor the work product generated by credit analysts, ensuring high-quality standards are maintained.Performance ReviewsConduct annual performance reviews of credit analysts.CollaborateWork collaboratively with staff to maintain high-quality work products and underwriting standards in credit union loan policies.Credit AnalysisPerform credit analysis, real estate market, and industry research to support the credit relationships of commercial and business lenders. Prepare credit memoranda and annual review documents for loan approval and file maintenance, ensuring compliance with NCUA regulations and credit union loan policy.Risk ManagementIdentify policy exceptions and key credit risks on loan requests, recommend appropriate risk grades, and identify mitigations for policy exceptions and credit risks.DocumentationPerform the credit analysis and file documentation necessary to present credit requests for co-approval and maintain file documentation consistent with loan policy.Loan ClosingsOccasionally prepare loan documents for loan closings.Professional RepresentationRepresent the company in a professional manner in the local community and with member credit unions and their personnel.Minimum QualificationsEducationBachelor's degree in Business, Accounting, Finance, or equivalent education, work experience, and related training.Experience8-10 years of Commercial Credit Analysis experience.SkillsStrong interpersonal, verbal, written, negotiating, analytical, and credit skills. Ability to work effectively in a team environment.Time ManagementExcellent time management skills with the ability to handle multiple tasks and changing priorities.Technical ProficiencyProficiency in Microsoft Office applications (Word, Excel, PowerPoint, Outlook).LocationThis position can be housed at the office or offered as a remote position for the right candidate.Why Join Us?Leadership RoleTake on a leadership role and make a significant impact on our credit department.Growth OpportunitiesWe offer continuous learning and development opportunities to help you advance your career.Flexible Work EnvironmentEnjoy the flexibility of working from home if you qualify for the remote position.Collaborative CultureWork with a supportive and dynamic team that values your contributions.If you're ready to lead and grow with us, apply today!All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations. GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.
Created: 2024-10-11