Banking Center Manager II
First Horizon Bank - Altamonte Springs, FL
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Location: On site at location listed in job postingSummaryThe Banking Center Manager manages all banking center employees and supervises day-to-day operations of the banking center while ensuring safety, operational soundness and excellent service levels. This position is also responsible for the sales culture in the banking center and the development of new and existing customers. Key Responsibilities Include Sales-orientation with the ability to:Plan, organize and motivate and lead employees in providing a sales and customer service oriented environmentHost weekly staff sales meetings to review sales efforts and deposit growth goals and results; lead the team to create new and innovative ways to ensure units goals are achievedManages all facets of the banking center including but not limited to:The safety and soundness of the banking center and of the day to day operations of the centerProvide training, guidance and support to teammatesSupervising all staff; appropriately delegates duties and tasks, training for staff on all policies and proceduresUnderwrites and authorizes loans within company guidelinesSafetysecurity issues and compliance trainingCreates work schedules, communicates information on a timely basis ensuring comprehension and work areas are maintained per company policyDocuments calls, referrals and cross selling opportunities and efforts; actively seeking, referring and retaining account relationshipsCreates quarterly and annual reports on business unit operations verses budgetary goals for supervisor Assists subordinates in resolution of difficult and or past due accountsCompletes, passes and maintains an up-to-date status for all positional and company required compliance and regulatory courses by assigned due date(s)Participates in special projects and assignments and performs other duties as assignedLeads and Builds Customer Relationships:Builds personal relationships with customers by being attentive to their personal lives and interests and by relating to their personalities, preferences, emotions and financial dreamsTakes a conversational approach in balancing personal rapport building and qualitative and quantitative data gathering to identify customer financial priorities and objectivesGuides customer interactions by setting meeting agendas and leading the conversation to remain focused on maximizing time with customer to match products and services with customer needsDemonstrates knowledge, confidence and enthusiasm for First Horizon products, services and specialists in all interactions with existing and prospective customersProactively cross-sells customer relationships through telephone contacts, customer referrals, networking, building relationships in the community and in reactive sales situations.Obtains the customers preferred contact information (i.e., home or work numbers, email address) for efficient follow-up questions as neededAccepts ultimate responsibility for the quality of the deal and customer relationshipTrusted AdvisorPersonal Impact:Proactively and systematically educates customers about financial strategies and First Horizon products and services (e.g., Financial Planning, Deposits, Investments, Insurance, Credit, Small Business) based on customer needsCommunicates in an honest and straightforward manner with the customerBuilds customer awareness of personal experience, certifications and licensing, First Horizon support team and focus on delivering customer valueAttentively listens to customer questions and concerns to identify level of financial knowledge and customer prioritiesDraws from experience, completed financial plans and specialist support to appeal to the customers life stage, financial knowledge level and priorities for effective customer communicationDelivers on customer commitmentsRespects the confidentiality of the customer relationshipFinancial Analysis, Planning & Judgement:Analyzes customers financial information and credit worthiness and reviews financial plan recommendations to identify customer needs and opportunities for creating customer valueIdentifies relationship success factors while creating picture of customer, their financial relationships and needsEngages customers in problem-solving and creating their own profile and financial planPartners with Financial Planning teammates to efficiently deliver a high quality financial plan to the customerCustomer Value Delivery:Manages own sales activities by setting goals, identifying targets, checking progress and maintaining efforts to sell, upsell, and cross-sell to the customers needsDemonstrates effective presentation skills in discussing financial plan recommendations and matching First Horizon products and services to customer needsTakes a positive and tactful, honest approach to discuss the customers financial gaps and goals outlined in the financial plan in terms of opportunities that can be supported by First Horizon products and servicesContinuously seeks customer understanding, agreement and commitment (verbal and non-verbal) regarding the product and service recommendations and redirects approach as needed to close the saleDemonstrates knowledge of First Horizon products and services and customer needs by coordinating the appropriate First Horizon specialists to build customer value with cross-selling effortsBuilds confidence in the customer regarding the expertise of First Horizon specialists, the value of product and service recommendations and the ability of First Horizon to help himher achieve financial goalsWorks to seek additional market, customer and First Horizon knowledge that supports delivering added customer valueBanking Center Portfolio Optimization:Demonstrates knowledge of the profitability of First Horizon products through consultative sales actions and resultsDemonstrates understanding of the loyalty and profitability link by actively working to build customer value and retain profitable customer relationshipsUses creative problem solving in customizing products, features and combinations to deliver personalized service without sacrificing profitabilityReviews customer accounts, portfolio reports and market information to identify sales opportunities and drive revenueTeam PlayerBusiness Partner:Shares and seeks information from internal business partners to leverage First Horizon specialists in servicing and cross-selling based on customer needsDevelops cooperative relationships with Banking Center teammates and other First Horizon team members to keep current on internal trends, policies, procedures, goals and efforts and delivery customer valueActively listens to First Horizon team members concerns about customer issuesSeeks out coaches and mentors to use as a resource in helping serve and sell to customer needsServes as a coach to others by sharing lessons learned and best practices to help teammates and specialists serve and sell to customer needsQualifications Include Bachelors degree and two or more years high performing sales experience demonstrated though sales awards, incentives and recognition or an equivalent combination of education and experience.Experience in a financial services environment is a plus.Proven leadership ability, supervising two or more subordinate employees. Willingness to acquire Wealth Management licenses is strongly encouraged and may be required as indicated by market conditions and competitive environment.Note: As part of the employment process for this position, you will have to meet the requirements of a background credit check. This position requires compliance with the S.A.F.E Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements. Knowledge, Skills, Abilities and Personal CharacteristicsThorough knowledge of banking center operations and fundamental understanding of general bank operations;Proficient understanding of the components of Financial Planning, Deposit products, Credit products, Small Business products, Investment and Insurance products (depending on certification levels), and Alternative Delivery OptionsAbility to manage others and offer coaching and direction setting related to performanceConsistently meets or exceeds individual and banking center sales and customer service goalsAbility to disseminate information and guidelines clearly to employees and check for understandingAbility to work independently and collaborate effectively as a team memberStrong follow-upManages complaints and problems to the satisfaction of customers and banking center employeesAwareness of financial market trends (e.g., general state of market, rates, consumer concerns)Ability to identify needs and make appropriate recommendations based on customer profilesAbility to effectively coach and counsel banking center employees, and to recognize the when each is requiredAbility to turn service and problems into salesSelf-Motivated; Sales goal orientedExcellent verbal (face-to-face and telephone) and written communication skills, interpersonal and relationship building skillsExcellent consultative sales and cross-selling skillsFinancial market awarenessFinancial analysis skillsProficiency with PC based special applicationsAbout UsFirst Horizon is a leading regional financial services company, dedicated to helping our clients, communities and associates unlock their full potential with capital and counsel. With $81.7 billion in assets as of December 31, 2023, we serve clients through a team of approximately ~7,300 associates and ~418 banking centers throughout the southeastern United States. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. First Horizon has been recognized as one of the nations best employers by Fortune and Forbes magazines and a Top 10 Most Reputable U.S. Bank.Benefit Highlights Medical with wellness incentives, dental, and vision HSA with company match Maternity and parental leave Tuition reimbursement Mentor program 401(k) with 6% match More -- First-Horizon-National-CorporationCareersOur-BenefitsCorporate Diversity Commitment:We remain committed to creating a more equitable society, and that starts with our associates, our clients, and the communities we serve. We do this by elevating equity, providing capital and counsel, and committing to excellence in everything we do.Follow UsFacebookX formerly TwitterLinkedInInstagramYouTubeEqual Opportunity EmployerProtected VeteransIndividuals with DisabilitiesThe contractor will not discharge or in any other manner discriminate against employees or applicants because they have inquired about, discussed, or disclosed their own pay or the pay of another employee or applicant. However, employees who have access to the compensation information of other employees or applicants as a part of their essential job functions cannot disclose the pay of other employees or applicants to individuals who do not otherwise have access to compensation information, unless the disclosure is (a) in response to a formal complaint or charge, (b) in furtherance of an investigation, proceeding, hearing, or action, including an investigation conducted by the employer, or (c) consistent with the contractors legal duty to furnish information. 41 CFR 60-1.35(c)
Created: 2024-12-01