Commercial Loan Product Management Senior Vice ...

Citi's mission is to serve as a trusted partner to our clients by responsibly providing financial services that enable growth and economic progress. The core activities are safeguarding assets, lending money, making payments and accessing the capital markets on behalf of our clients. With 200 years of experience helping our clients meet the world's toughest challenges and embrace its greatest opportunities. Citi is the global bank - an institution connecting millions of people across hundreds of countries and cities.Citi Commercial Bank (CCB) is a global line of business at Citigroup that provides commercial banking services to mid-sized companies. CCB aspires to be the global bank of choice for trade-oriented companies, with revenues between $10MM - $3B. CCB wants our clients to see us as trusted thought partners who bring simplicity in an increasingly complex world, provide client-centric solutions for long term growth and pave the way for them to reach across borders and achieve their global vision. The main products and services, that support the Commercial Bank target segment, include: Lending, Cash Management, Trade, Foreign Exchange, Interest Rate Derivatives and Capital Markets solutions. CCB operates in 28 markets and can extend banking services across all 95 countries in Citi's network.The CCB Commercial Loan Product Management Senior Vice President will join a team responsible for the management of the CCB loan product, including assessing capital allocation to Citi's clients across the Global Commercial Bank. The SVP will work closely with coverage and product teams across the globe as well as finance, risk, and commercial lending management partners to ensure that capital is allocated as effectively and efficiently as possible to promote strong revenues and returns. This opportunity provides the Senior Vice President with exceptional exposure to senior management thought leadership focused on the enhancement of client strategy and capital optimization balanced against the backdrop of the broader CCB growth strategy.Some of the regular responsibilities for the Commercial Loan Product Management Senior Vice President include:Key Responsibilities:Lead the capital approval process for the Commercial Bank and analyze new loan and capital commitments on a risk-adjusted basisEnsure a consistent approach to transaction and client returns presentation across global coverage deal teamsOversee CCB submissions to senior internal balance sheet, capital, and transaction review forumsDesign new digital tools and processes to support a disciplined capital management framework in the CCBResearch and review the client profitability model for the Commercial BankInvestigate several aspects of the Commercial Bank's business operations in depth, such as revenue generation, cost structure, funding and liquidity, assessment of cost of credit, the quantitative components of various risk and capital measures, and the calculation of client returnsServe as an agile advisory partner with an ability to shift from a top-down portfolio focus to a bottoms-up client viewpointProduce technical presentations and reports for CCB and Banking senior management for discussion and analysisEstablish and maintain foundational frameworks, guidelines, and proceduresCreate educational materials for a broad CCB banker audience on topics related to client returns, capital management, and loan product managementEmbed capital and loan product management into daily sales disciplines and processesTrack and monitor loan product and client profitability and performance against identified targetsStay current with the evolution of the capital landscape and assess the potential impact to CCB and its clientsIdentify and prioritize opportunities to improve efficiency, control, and the client experience across the end-to-end lending platformPartner with stakeholders to ensure CCB client and product needs are reflected in any shared platform design or tools and operationsMonitor liquidity management and limits management targets and positionsOperate in a complex environment with rapid currents of changeSupport a strong risk and control environment across CitiKnowledge and Experience:10+ years of experience in banking, productloan management experience or related activitiesExperience leading cross-functional teams to define and achieve high value business goalsBroad and diverse functional experience (e.g. marketing, credit, finance, product development, analytics, technology)Demonstrated experience driving business innovation, leveraging management information, and data analytics to drive resultsDemonstrated knowledge of product development, financial acumen, and investment processes across asset classesAbility to work independently and adjust priorities quickly as circumstances dictateAbility to work under pressure and manage deadlines or unexpected changes in expectations or requirementsDemonstrated analytical and influencing skillsKnowledge of current bank capital frameworks such as tangible common equity and Basel risk-weighted assets preferredStrong command of CCB risk policies and commercial lending practices preferredFamiliarity with CCB risk and client relationship management systems preferredQualifications:Bachelor's degreeUniversity degree. Master's degree preferredHigh individual productivity, excellent attention to detail, and an efficient approach to project managementQuantitative mindset, inquisitive, and collaborative approachDedication to learn capital analysis and portfolio management conceptsHigh level of personal integrity and interest in building the businessExceptional interpersonal skills with strong ability to influence and build consensusConsistently demonstrates clear and concise written and verbal communicationPropensity for detail and comprehensiveness of contentAbility to multi-task and prioritize in an extremely time-sensitive environmentJob Family Group: Product Management and DevelopmentJob Family:Product ManagementTime Type:Full timePrimary Location:New York New York United StatesPrimary Location Full Time Salary Range:$163,600.00 - $245,400.00In addition to salary, Citi's offerings may also include, for eligible employees, discretionary and formulaic incentive and retention awards. Citi offers competitive employee benefits, including: medical, dental & vision coverage; 401(k); life, accident, and disability insurance; and wellness programs. Citi also offers paid time off packages, including planned time off (vacation), unplanned time off (sick leave), and paid holidays. For additional information regarding Citi employee benefits, please visit . Available offerings may vary by jurisdiction, job level, and date of hire.Anticipated Posting Close Date:Mar 07, 2025Citi is an equal opportunity and affirmative action employer.Qualified applicants will receive consideration without regard to their race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.Citigroup Inc. and its subsidiaries ("Citi") invite all qualified interested applicants to apply for career opportunities. If you are a person with a disability and need a reasonable accommodation to use our search tools andor apply for a career opportunity review Accessibility at Citi.View the "EEO is the Law" poster. View the EEO is the Law Supplement.View the EEO Policy Statement.View the Pay Transparency Posting

Created: 2025-03-06